The ARD Family of Senior Services is Proudly part of ARD Global Media Group - - Everything Arizona seniors and families need — all under one trusted name since 2006: • Free Senior Placement Guidance – ARD Strategies for Seniors • Retirement & Financial Solutions – ARD Financial & Retirement Solutions • Estate Planning & Legacy Protection – Claim My Legacy * Senior Education, Grants, Affordable Housing – Kowalian Foundation • Silver Linings Magazine + Senior Expos Peace of mind, every step of the way.
The ARD Family of Senior Services -
Everything Arizona seniors and families need all under one trusted name since 2006
Which Plan Do You Have?
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"Which Plan Do You Have?"
What Happens When There’s No Clear Plan in Place?
Over the years, we’ve walked alongside too many families after someone has passed—trying to piece together what Mom or Dad wanted, while emotions are raw and the paperwork is a mess.
A thoughtful plan isn’t mainly about money or property. It’s about sparing the people you care about from unnecessary stress, confusion, and conflict.
Here are some of the things that commonly happen when there’s no written plan:
The court steps in. Assets often go through probate—a public, lengthy, and sometimes expensive process.
Taxes can take more than they need to. Simple steps taken ahead of time can make a real difference.
Relationships get strained. Uncertainty about what someone “would have wanted” can lead to hurt feelings that last for years.
Wishes that were only spoken aloud usually can’t be honored legally.
We’ve seen all of this firsthand, and it’s painful every time. No one ever intends to leave that kind of burden behind.
A small plan is better than no plan at all
You don’t have to solve everything today. Most people feel relieved just by taking a first step, such as:
Thinking about what matters most to you and what you’d like your legacy to reflect.
Making a simple list of what you own and how it’s titled.
Naming the people you trust to carry out your wishes.
Once those pieces are clear, everything else becomes much easier to put together.
“Someday” has a way of becoming “never”
Life gets busy, and it’s easy to keep putting this off. But when “someday” never arrives, the people we love are the ones left handling the details—often at the worst possible moment.
Having a plan isn’t really about us. It’s about making things easier for them.
If you’re ready to take that first gentle step, we’re here to help—no pressure, just guidance.
Quick Answers
What is ARD Strategies?
ARD Strategies helps connect you with resources and events like the Silver Linings Senior Expo.
Who runs the Kowalian Foundation?
The Kowalian Foundation is managed by a dedicated team focused on community support and legacy projects.
How can I participate in Claim My Legacy?
You can join Claim My Legacy by signing up through our website or attending one of our local events.
When is the Silver Linings Expo?
The Silver Linings Senior Expo is held annually in early fall.
Is there a cost to attend?
Most events are free, but some workshops may require a small fee.
How do I get updates about upcoming events?
Sign up for our newsletter or follow us on social media to stay informed about all upcoming activities.
Get In Touch
Reach out with questions or to share your thoughts.
Phone
602-550-7365
602-332-0780
David@ardstrategies.com