Terms of Service

ARD Strategies LLC

Effective Date: October 14, 2026
Last Updated: October 14, 2026

Welcome to https://ardstrategies.com (the "Site"), operated by ARD Strategies LLC ("ARD Strategies," "we," "us," or "our"), a company owned by ARD Global Media Group LLC.

These Terms of Service ("Terms") govern your use of the ARD Strategies website.

By accessing or using the Site, you agree to these Terms. If you do not agree, please discontinue use of the Site.

1. Overview of Services

ARD Strategies connects individuals, families, businesses, and communities with information, resources, and services.

Our website may provide information about initiatives including:

• TapPoint: Digital business cards, digital connection pages, and related business networking services.

• Claim My Legacy: Estate planning education, trust-based estate planning services, and trust funding assistance.

• Senior Services: Information and resources related to senior living and related services.

• Community Initiatives: Events, educational activities, and community programs, including initiatives associated with the Kowalian Foundation.

Our website introduces these services and provides ways for visitors to request additional information.

Certain services may be provided by separate affiliated businesses, independent professionals, or third-party service providers.

These Terms govern use of ARDStrategies.com. Individual services, purchases, subscriptions, or professional engagements may be governed by additional agreements, disclosures, and policies provided at the time of engagement.

2. Educational Information and Professional Advice

The information presented on this Site is intended for general informational and educational purposes.

Estate Planning and Legal Information

Information concerning wills, trusts, estate planning, probate, trust funding, and related legal subjects is educational in nature and does not constitute individualized legal advice.

Using this Site, submitting a contact form, or communicating with ARD Strategies LLC does not, by itself, establish an attorney-client relationship.

Visitors should consult appropriately qualified legal, tax, financial, or other professionals regarding their individual circumstances and applicable laws.

Other Services

Information about senior services, digital business tools, and community programs is also provided for general informational purposes unless otherwise expressly stated.

Descriptions of services, features, or anticipated results should not be interpreted as guarantees of particular outcomes.

3. Contact Forms and Communications

Visitors may contact ARD Strategies through forms available on this Site, including the ARD Strategies Main Contact Form.

When submitting information, you agree to provide information that is accurate to the best of your knowledge.

Please do not submit Social Security numbers, financial account credentials, medical records, or other highly sensitive information through general inquiry forms.

Responding to Inquiries

By submitting an inquiry, you authorize ARD Strategies LLC and authorized representatives or appropriate service providers to contact you regarding your request.

Communications may occur through the contact methods you voluntarily provide, subject to applicable law.

Submitting a general contact form does not automatically enroll you in unrelated promotional email campaigns.

Information submitted through our forms is handled in accordance with our Privacy Policy.

4. Intellectual Property

The materials displayed on this Site, including written content, photographs, graphics, logos, designs, videos, and other materials, may be protected by copyright, trademark, and other intellectual property laws.

Such materials are owned by ARD Strategies LLC, its affiliated businesses, licensors, or other respective rights holders.

Visitors may access and view publicly available Site materials for lawful personal or informational purposes.

Except as permitted by applicable law or with authorization from the relevant rights holder, visitors may not reproduce, distribute, modify, commercially exploit, or represent Site materials as their own.

Nothing in these Terms transfers ownership of any intellectual property rights to a visitor.

5. Third-Party Websites and Services

Our Site may contain links to websites, services, resources, or platforms operated by other businesses or organizations.

These may include separate websites associated with Claim My Legacy, TapPoint-related services, technology providers, community organizations, and other third parties.

External websites may operate under their own terms, privacy policies, and business practices.

ARD Strategies LLC does not control independently operated third-party websites and is not responsible for their content or practices, except to the extent required by applicable law.

We encourage visitors to review the applicable terms and privacy policies before using external services or submitting personal information.

6. Acceptable Website Use

Visitors agree to use ARDStrategies.com lawfully and responsibly.

You may not:

• Use the Site for unlawful or fraudulent activities.

• Attempt unauthorized access to website systems, accounts, or information.

• Introduce malicious software or intentionally interfere with website operation.

• Misrepresent your identity when submitting information for fraudulent purposes.

• Use automated systems to collect website information in violation of applicable law or the rights of others.

• Infringe upon intellectual property rights or interfere with the lawful use of the Site by others.

We reserve the right to take reasonable measures to protect the Site and its users from misuse.

7. Website Availability, Disclaimers, and Liability

ARD Strategies LLC seeks to provide accurate, current, and useful information through this Site.

However, website content may occasionally contain errors, omissions, or outdated information.

We may update website content, descriptions, and available features without advance notice.

Website Availability

We do not guarantee that the Site will always be available, uninterrupted, or free of technical errors.

Information Disclaimer

To the extent permitted by applicable law, information on this Site is provided for general informational purposes without warranties regarding completeness, accuracy, or suitability for a visitor's particular circumstances.

Limitation of Liability

To the fullest extent permitted by applicable law, ARD Strategies LLC and its applicable officers, employees, and representatives disclaim liability for losses arising solely from reliance on general informational website content or interruptions in website availability.

Nothing in these Terms excludes or limits liability that cannot legally be excluded or limited, or overrides mandatory consumer protections.

The rights and obligations arising from a separately executed service agreement are governed by that agreement and applicable law.

8. Updates to These Terms

ARD Strategies LLC may revise these Terms of Service to reflect changes in website operations, services, technology, or applicable legal requirements.

When revisions occur, we will update the "Last Updated" date displayed above.

Changes will be communicated when required by applicable law.

Continued use of the Site following the effective date of revised Terms may constitute acceptance where permitted by applicable law.

We encourage visitors to review these Terms periodically.

9. Contact Us

If you have questions regarding these Terms of Service or the operation of ARDStrategies.com, please contact us using the following information:

Company Name: ARD Strategies LLC

Parent Company: ARD Global Media Group LLC

Email: David@ARDStrategies.com

Website: https://ardstrategies.com

Online Contact Form: You may submit an inquiry through the ARD Strategies Main Contact Form on our website.

10. Related Policies

Your use of this Site is also subject to our Privacy Policy, available at:

https://ardstrategies.com/privacy-policy

Any purchases or paid services offered through ARD Strategies or its affiliated businesses may be subject to separate service agreements, payment terms, cancellation conditions, and refund policies disclosed in connection with those transactions.